If you are travelling overseas, you must keep in mind that medical treatment overseas is expensive and one never knows when urgency shall occur. Overseas Travel Insurance covers sudden and unexpected medical and non -medical expenses when you are abroad. It takes care of your medical expenses if you meet an accident or fall sick during the course of your travel.
Most overseas mediclaim policies charge premium on a slab basis. Different types of Sum Insured and Periods are available and depending upon age, the premium is calculated.
Various Insurance Companies Provides Overseas Medical Insurance with different benefits like Medical Expenses and Evacuation, Direct settlement for hospital medical expenses abroad, covers for any delay or loss of checked in baggage, covering personal accident and disability, compensation for expenses incurred for loss of passport, compensation for damages to be paid to third party resulting from injury or damage to property caused involuntarily by the insured. Some international travel insurance plans also cover trip delay, trip cancellation and hijack cover.
Annual Travel Insurance Policies also known as Annual Multi Trip Policies are available for Frequent Flyers where maximum stay at one time is pre defined.
For students who go abroad for studies, Student Travel insurance cover is available. Student guard policies covers Medical Expenses, In and Out Patient, Study Interruption, Personal Accident, Sponsor Protection and other covers.
There are certain exclusions in overseas travel insurance policy like expenses incurred directly or indirectly in case of travelling against the advice of a doctor for treatment, any pre- existing diseases and complications arising from them, suicide, war, terrorism, manual hazardous work, person engaging in criminal or illegal acts, pregnancy, dangerous sports and activities etc.
Insureatclick.com gives you choice to compare and buy travel insurance online. Overseas mediclaim insurance quote of 10 insurance companies available instantly without any registration. Compare travel insurance premium of various companies and compare benefits. Choose the Best travel insurance plan for you and your family. Buy Travel Insurance now and get Instant Travel Insurance Policy of Tata AIG, Bajaj Allianz, Reliance and Future Generali.